Roof tiles become damaged and cracked over time due to their long exposure to the elements and roof traffic (such as electricians, plumbers and solar installations).

When roof tiles are damaged, they create debris that can leave holes in your roof and allow water to creep into your ceiling. This debris can also gather in the gutters, flashings and valleys of your roof and create blockages.

If your house becomes damaged due to broken or chipped roof tiles, it’s unlikely your insurance company will cover the claim unless you can prove you’ve had your roof inspected and maintained regularly.